Alliance National Bank

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Beginning July 1, 2010 Alliance National Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Therefore, after June 30, 2010, funds held in non-interest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will continue to be insured up to $250,000. under the FDIC's general deposit insurance rules.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

To report lost or stolen ATM or Visa Debit Cards, call us immediately at:
706-279-1600 or 1-877-461-2265 (toll free) After hours or weekends call
The afterhours number will be 1-800-500-1044

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Please contact us with any concerns or comments.